The implications of denial or non-participation in traditional financial institutions are far-reaching. From relying on expensive check-cashers and payday lenders for otherwise standard banking services to losing one’s home because of a predatory or sub-prime loan, the cost of uninformed financial decisions are extensive.

Through strategic partnerships with community-based organizations, O·N·E promotes financial independence by educating low to moderate income individuals through workshops and written materials on topics such as Credit and Debt, Managing your Money, Building a Banking Relationship, and Creating Wealth for You and Your Family. In addition, O·N·E initiates dialogue with participants about the dangers of costly activities such as using check-cashers and rent-to-own centers. O·N·E's financial education programs provide many participants crucial information that leads them to establish a stronger banking relationship, reduce debt and work towards increased financial independence.

O·N·E employs multiple methods to deliver basic financial knowledge and concepts to its participants, including financial education workshops, financial workbooks, brouchures and one-stop financial marketplaces.